Travel insurance helps protect travellers from unexpected problems before or during their trip. It can provide coverage for emergency medical treatment, hospital stays, trip cancellation, trip interruption, lost baggage, flight delays, and other travel-related emergencies.

For travellers leaving Canada, emergency medical coverage is very important because healthcare costs outside Canada can be expensive. The Government of Canada recommends checking that travel insurance includes important coverage such as medical treatment, hospital stays, and medical evacuation.

Emergency Medical Coverage
Helps cover medical treatment, doctor visits, hospital stays, ambulance service, and emergency medical evacuation during travel.

Trip Cancellation
Helps if a traveller needs to cancel the trip before departure for an eligible reason.

Trip Interruption
Helps if a traveller must return home early after the trip has started. The Government of Canada explains that trip interruption is different from trip cancellation because it applies after departure.

Baggage Protection
Helps with lost, stolen, delayed, or damaged baggage.

Flight Delay or Travel Delay
May help cover extra expenses caused by eligible flight or travel delays.

Travel Assistance
Some plans provide 24/7 emergency assistance while travelling.

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